Buying a home is an exciting time in one's life. Making the smart
move of choosing a REALTOR® is your first step to ensuring that your new home
and community meets your needs. My services and experience range from financial
aid to helping you find the home that best suits you and your family. For your
convenience, I also provide listings by email.
I pride myself on repeat business and hope you'll come to understand why.
How
I Can Help
Before
you start looking
Closing Costs
As Your Agent, My Duty Is To:
- Help
you understand every step of the buying process in order to make this the
most rewarding experience possible.
- Help
you better understand and become familiar with the area you have
chosen.
- Show
you where all the services you need are located.
- Show
you a variety of properties in the area you choose so that you will be
comfortable in your choice and confident in its value.
- Explain
the written offer to you so that you will understand the responsibilities
and privileges that it entails and requires.
- Provide
you with recent comparable sales in order to determine a reasonable sales
price and make sure you are not overpaying for a home.
- Work
with you to obtain the very best financing for your new home.
- Contact
homeowners in an area if there are no properties currently for sale in the
area you choose.
- Work
with your lender to be sure the funds are available as soon as
possible.
- Help
you arrange for your inspection of the property.
- Accompany
you on the walk-through of your home immediately before settlement.
- Do my
best to fit your schedule and be available to show property to you as soon
as it is available.
- Make
buying a home is a wonderful experience.
- Follow my company’s goals that
stress the importance of professionalism. We study hard and work hard to
live up to these standards. Let
me help you!
Before You Start Looking For Your New Home:
- Check your credit
rating. Straighten out
any errors before its too late.
- Determine a comfortable
monthly budget for your new purchase, including down payment and monthly
payment.
- Find a loan program that meets your needs and get
pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you
trust and who understands your needs.
- Determine what neighborhood
best matches your needs.
- Identify important features
you need your new home to have.
Closing Costs to Expect:
- Lender fees include charges for loan processing, underwriting, preparation
and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other
inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes,
and occasionally private mortgage insurance.
Find out how
much your closing costs could be.
Back
to top...
